> For the complete documentation index, see [llms.txt](https://docs.peakcommerce.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.peakcommerce.com/product/using-peakcommerce/market-studio/how-they-pay.md).

# How They Pay

**How they pay** shows one row for each **place** a customer of this market can arrive — each signup journey and each portal — and the hosted payment page that place serves, in this market's currency.

## Places, not grids

A place is anywhere a payment form can appear:

* a **signup journey** (your public acquisition checkout),
* the **Customer portal** (a customer adding or replacing a card in self-service),
* the **CSR**, **Sales**, and **Partner portals** (your teams taking a payment method on a customer's behalf).

Each place needs a payment page that matches the market's currency, because a hosted payment page validates and tokenizes the card against a specific billing-system page — and that page carries its own currency, styling, and allowed domains. A Canadian customer in your customer portal and a Canadian prospect on your signup page are both in the Canada market, but they are on different hosts, so they get different pages.

## Reading a row

Each row shows the place, the payment page routed for it, and the page's live **health**:

* **Healthy** — the most recent real request for this page succeeded.
* **No traffic yet** — nothing has exercised this page since it was configured. Not an error; it flips to healthy on the first successful checkout.
* An error state names the failure from the last attempt, so a misconfigured page is visible before a customer finds it.

Select a row to open the **inspector**, which shows the full resolution for that place: the route that matched, the payment configuration it names, and the underlying page registration.

## Payment configurations

A **payment configuration** is the registration of one hosted payment page with the platform: its provider (for example, a Zuora Hosted Payment Page), the page reference, and the currencies it serves. Configurations are shared across markets — the **Payment configurations** view in the left rail lists all of them with their health.

If a place shows **no page**, the market has a gap: either no configuration exists in this currency for that kind of place, or no route connects them. The [setup checklist](/product/using-peakcommerce/market-studio.md#the-setup-checklist) counts these gaps, and the market cannot activate while any remain.

## Routing by brand

If your tenant has [brands](/product/settings/organization/brands.md), each route can serve one brand or **Any brand**. Choose it in the route's **Brand** field; the route row shows a brand badge.

* A checkout on a brand's domain uses routes for **that brand** or for **Any brand**. If a brand route and an any-brand route would both match, the brand's own route wins.
* A brand's checkout **never falls back** to the market's default configuration. With no matching route, the customer sees that payment isn't set up rather than getting another brand's page.
* A configuration that a brand route points at belongs to that brand, and isn't used as the default for checkouts that have no brand.

When customers pick a payment method on the page first (for example **Debit or credit card**, **American Express** or **Bank account**), the route's configuration must offer that method. To give one brand three methods, create three routes for that brand, each pointing at a configuration that declares one method (Card, Amex or ACH).

The **By brand** table under **How they pay** shows, for each brand and method, which configuration a checkout resolves to in this market. **No route** marks a gap; **shared** means an any-brand route answers it. Use **＋ Route** on a row to add a route for that brand.

## One important property

The page shown here is the page a customer actually gets. Checkout resolves the visitor's market and serves this routing — there is no per-page override that can silently substitute a different payment page. If you want a place to serve a different page, change it here.


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